We are available nationwide: call 855-319-4421 or email: https://www.diattorney.com/free-consultation/?referrer=yt
Disability attorneys Gregory Dell and Stephen Jessup have a very thorough discussion regarding disability claims for depression and anxiety disorders.
These claims are the claims which are most highly challenged by the disability insurance companies because the condition is purely subjective and based on self-reported symptoms. There is no way to objectively prove you suffer from depression or anxiety, such as a blood test or x-ray. Disability insurance companies take advantage of this fact and will deny claims for lack of clinical evidence of disability due to the depression and anxiety disorder.
Making sure your psychologist or psychiatrist is keeping detailed and legible records of each visit is key. The records must provide documentation of why your depression or anxiety disorder is causing an inability to perform your job.
A red flag to look out for if you have are receiving disability benefits for depression or anxiety, is if the disability insurance company sends you for an “Independent” or “Compulsory” Medical Examination with a psychiatrist or if they send you for neuropsychological testing. These exams are used to disprove your claim and look for malingering or overstating/exaggeration of your symptoms.
Most disability insurance policies have a limitation for mental/nervous conditions, which include depression and anxiety. A claimant is typically limited to a maximum of 12-24 months of benefits if approved.
To learn more depression & anxiety disability insurance claims visit our website at https://www.diattorney.com/depression-anxiety-claim-long-term-disability-insurance-benefits/?referrer=yt
6 WAYS WE CAN HELP YOU
1 – Applying For Disability Benefits: https://www.diattorney.com/disability-application/?referrer=yt
2 – Appeal Of A Disability Denial (ERISA): https://www.diattorney.com/group-erisa-claim-denial/?referrer=yt
3 – ERISA Disability Lawsuits: https://www.diattorney.com/erisa-lawsuits-trials/?referrer=yt
4 – Non-ERISA Disability Benefit Denials: https://www.diattorney.com/disability-claim-denial-benefits-denied/?referrer=yt
5 – Monthly Disability Claim Handling: https://www.diattorney.com/monthly-claim-handling/?referrer=yt
6 – Lump-Sum Disability Policy Buyouts: https://www.diattorney.com/lump-sum-policy-buyouts/?referrer=yt
Our nationwide disability insurance attorneys have represented thousands of disabled claimants with their claims for either short term disability, long term disability, or long-term care benefits against every major disability insurance company. We do not charge any fees or costs unless we are able to recover benefits.
Please contact any of our disability lawyers to discuss your claim by calling 855-319-4421 or by email https://www.diattorney.com/free-consultation/?referrer=yt